why choose NAHGA?

• All claims adjudicated in-house at NAHGA Claim Services
• 24 hour turnaround time for quotes
• Customizable accident policies to meet the client needs
• In-house underwriting authority to ensure quick turnaround time for quotes
• Competitive rates to ensure the best price for coverage

why accident insurance?

• Gives the added peace of mind that the medical costs related to accidental injuries may not require any out-of-pocket payments to the injured person.
• The policy can be excess over any primary medical insurance and often covers all deductible, copays and other medical expenses related to the injury. 
• An accident policy can offset the cost of medical bills which can reduce the risk of liability claims and can reduce general liability rate increases.  

NAHGA offers accident insurance programs for:

• Educational Institutions including sports accident policies
• Student Exchange and Study Abroad Programs
• Camps, for campers, staff and volunteers
• Volunteer Groups
• Associations
• Non-profit Groups
• Day Care Centers
• Rec Leagues
• Amateur Sport Leagues
• Faith Based Groups
• Special Event Programs